Publicly-owned utilities face unique challenges every day from understanding SCADA systems and power grids, to failure-to-supply and sewer backup. 13 0 obj Now that your property has newly installed underground facilities, remember to call 811 before any digging project and dig with care. Thank you for being a Travelers Canada customer. Choose treaty or facultative reinsurance, and learn about our variety of flexible financial structures. We have one of the largest Risk Control departments in the industry, and our scale allows us to apply the right resource at the right time to meet customer needs. Tips and expertise to help you protect your business and prevent risks at home and on the road. 0000001773 00000 n
Travelers Personal Security Insurance Company 36145 The Travelers Home and Marine Insurance Company 27998 TravCo Insurance Company 28188 New Jersey . Service line coverage is one of the best value coverage endorsements, costing as little as $30 annually for $10,000 in coverage. <> 11 0 obj Also referred to as "off-premises power coverage." The most we will pay for loss, damage or expense from any "one disruption" is the amount shown in the Declarations under this Buried Utility Lines Coverage. Contact me today! Travelers' insures the expense for damage to underground utility pipes and wires such. 0000016318 00000 n
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All rights reserved. Flood, Ground Water and Buried Utility Line coverages will now be available to be added to your policy. Here's how to avoid the issueand what to know about frozen pipes and your homeowners insurance policy. 0000154441 00000 n
For a low monthly charge, service line coverage will shield you from large bills for excavating and fixing service lines. Travelers has a team of knowledgeable underwriters, Claim professionals and Risk Control consultants with solid technical backgrounds in this field, providing a valuable resource in helping you effectively manage risks. Service line coverage protects you from having to pay for damage to your underground utility lines. 0000010835 00000 n
The Good News. A lot can happen to utility lines underneath your property. Service line coverage is available when you add either the Plus or Select bundle to an ErieSecure Home policy. 0000001614 00000 n
Navigating the claim process is easier if you know whats ahead. Stj[WU4c>'Knma\>`IyB NVNWGfI})t,|=4|\OPaV$/ )L|5@'\W}Ud[)" !QYV^mf^S,r8NM 9_w?\|,(ZDgZ6p~l"CNu IIO/Z88wn= @*.9&dq9cjPuzw,]E[i0]4-.+Iea_s32^#B2a}ra
6N=B5Fr5sY6iC Equipment breakdown coverage can repair or replace your appliances if they stop working due to a mechanical or electrical failure. Let's discuss your equipment breakdown product and service needs. Each jurisdiction has separate inspecting criteria and inspection frequencies for various equipment types. Navigating Your Business Through COVID-19, How Multifactor Authentication (MFA) Can Help Protect Against Cyber Threats [Video]. 0000010088 00000 n
Travelers Insurance Company of Canada, The Dominion of Canada General Insurance Company and St. Paul Fire and Marine Insurance Company (Canada Branch) are the Canadian licensed insurers known as Travelers Canada. Buried utility lineswires, pipes, and conduits of various kindsdeliver essential service to millions of homes, often protected from many of the elements that can damage exposed equipment. With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? 0000002248 00000 n
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Rust or corrosion. 0000008199 00000 n
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Read our update Enjoy Our New Commercials %PDF-1.3 With equipment breakdown coverage becoming more common in the homeowners insurance marketplace, offering it now keeps you ahead of your competition. Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 2023 The Travelers Indemnity Company. At Travelers Canada, our goal is to be your insurance company of choice. 0000009099 00000 n
A tree root could grow through a water pipe, causing a leak and higher bills until it is repaired. endstream With equipment breakdown coverage becoming more common in the homeowners insurance marketplace, offering it now keeps you ahead of your competition. Land, including land on which the other struc-tures are located; b. 0000017914 00000 n
Risk: Underground damage. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. #:@d*XY$q dDUB&fI=5Lqv>RC#%f7M[UX%BQL+/%XA Yp?B^4+y1/>P _3eLZwwRGriI_uF
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Property Owner Utility Line Responsibilities. <> Buried Utility Lines Coverage BRDLN Business Property Off Premises BUSPF . lasco ford fenton inventory; best giant mountain bike 2020 Menu Toggle. At Travelers, we understand public entities and provide flexible, intelligent and competitive solutions to help our customers protect the work they do for the public good. From habitation to high-tech, Travelers EnergyMax 21 is the answer to some of the most difficult equipment breakdown questions for businesses of all shapes and sizes, including those questions that have yet to be asked. 0000027461 00000 n
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8tjk]VQdj%8!OKwV}Bp kIYYSJt--@$Dpb!b SPKS[CD1h7c/]1V_hSGloMD:"s'M(q")d3}3z T*-M
J*|9EH%,r[_285u]a$)BKemAq w7LR&1QieM !"}m7"c>53N|]8u`{QMT9rz$cH{0NX5f%bw^} :h!`NNIbiMA%A'-&V4bT7,H=WciYnP T]c`^A0b)tEY9@d_^LF}ppn$PoTTU@D(Gi j4Yemc[kS~9o"c| q Service line coverage pays the cost of repairing or replacing buried utility lines in the event they're unexpectedly damaged by a covered peril. Coverage provides protection from failure due to: Decay Deterioration Hidden defects Freeze Buried Utility Lines Coverage $10,000 or $20,000 Equipment Breakdown Coverage $50,000 Limited Hidden Water or Steam Seepage or Leakage Coverage $5,000-$20,000 Matching of Undamaged Roof Surfacing Additional Coverage $10,000 or $20,000 Matching of Undamaged Siding Additional Coverage $10,000 or $20,000 Decreasing Deductible P Loss Forgiveness P Recently, some insurance companies have introduced an additional coverage that can be added to a Homeowners policy for just a few dollars that covers underground service lines. Broad coverage to protect contractors against professional and pollution liability risks resulting from professional acts, errors or omissions. 0000004386 00000 n
BU offers coverage up to $10,000 for damage from a leak, tear, break, or collapse caused by any of the following: If youre a homeowner youre obviously responsible for your own maintenance costs, which can rack up thousands of dollars of debt. 12 0 obj View our coverage highlights. We have over 11,000 in-house claim Travelers has been insuring and inspecting boilers, pressure vessels and other types of equipment since 1907 and is one of the largest and fastest growing equipment breakdown insurers in the United States. 0
Thanks to all of you who have made serving and protecting the public your way of life. Buried utility line coverage is an endorsement or supplemental coverage. 0000031095 00000 n
This includes structures connected to the dwelling by only a fence, utility line, or similar connection. What you might forget about is the hidden works of structure . There are two separate and distinct limits associated with this coverage and both should be included on your policy: 1. Investigating claims. 0000358826 00000 n
If you are interested in adding these new coverages to your policy, please contact your broker to discuss. <>]>>stream 0000013479 00000 n
More than 70 separate jurisdictions in North America require periodic inspections of boilers and pressure vessels. Protecting Your Home from Storm Water Damage, Flood, Ground Water and Buried Utility Lines Coverage. endobj 1b. Contact your local independent agent for full details on coverages and discounts. Service line coverage is a homeowners insurance endorsement that reimburses you in the event that a utility line is damaged. 0000011819 00000 n
Claim service that delivers From the very basic to the most complex claims, Travelers provides fast, fair resolution. When a problem occurs, you'll have to call for service and pay for the repairs. 0000011722 00000 n
Required of contractors who perform work on or around railroad tracks, railroad right-of-way or owned railroad property. The right insurance for you. Are you doing enough to help your workforce run and grow safely? Our Risk Control consultants identify equipment exposures, develop meaningful loss prevention recommendations and support our customers' efforts to keep their equipment at full production. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Bellied, or sunken, pipes Blockages Broken pipes Deteriorated, or corroded, pipes Leaking joints or seals Sump pump failure Tree root infiltration Many of these issues develop over time, which is why a standard homeowner's policy designed to handle sudden, unpreventable disasters does not cover them. Looking for information on how to help protect your property from flood damage? 0000009238 00000 n
Buried Utility (BU) Coverage is an endorsement for homeowners insurance that covers underground utility lines. 255 0 obj
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Undergr Fr Q These new optional coverages allow you to tailor your insurance policy to your personal needs. All rights reserved. %PDF-1.4
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Many new technologies rely on computerized and sensitive equipment, which are subject to costly breakdowns. 0000012941 00000 n
Travelers can help both individuals and businesses ranging from small to multi-national companies with their commercial surety needs. The cost of one utility strike may rise to hundreds of thousands of dollars, and insurance will typically not cover that loss. - Sewer Back-Up and Surface Water- Flood - Ground Water - Buried Utility Lines, - Sewer Back-Up and Surface Water- Flood- Buried Utility Lines. The Travelers Indemnity Company and its property casualty affiliates. Non-destructive examination and testing are the most cost-effective tools in controlling unplanned outages. Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. This includes damage to power lines, sewer lines, telephone lines, and more. Whether youre well-versed in equipment breakdown insurance, or its brand new to you, BoilerRE can work with you to develop a solution that fits your size, scope and appetite. The contract typically covers the water line from the edge of your property to the outside wall of your house. hb``f`` @161`I'(*"p{HI T;: j::@&. And Cheap! All rights reserved. The Travelers Indemnity Company and its property casualty affiliates. Types of equipment that this coverage involves includes: Business and property owners should be aware that without equipment breakdown coverage included in their property coverage, they may not be protected against property and business income losses associated with explosions, mechanical failures or electrical arcing breakdowns. T| With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? With Travelers Home ProtectionSM, Buried Lines Coverage can help guard your customers from the expenses as a result of damage to underground utility lines. Land: b. 0000017476 00000 n
These may include the electrical, water, sewer, phone, cable, or other lines buried beneath your property. 0000035588 00000 n
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It covers wear and tear, rust, corrosion, and mechanical breakdowns. Equipment Breakdown Coverage for Homeowners. Service line coverage is an optional type of insurance that can reimburse you for damage to utility lines you are responsible for maintaining. 0000001979 00000 n
From protecting equipment to keeping trucks on the road and workers on the job, manufacturers require custom solutions. When the grid goes down, your continuity plan has to rise to the occasion so you can restore power to your district as soon as possible. You or your insured can report a claim by email. The Travelers Indemnity Company and its property casualty affiliates. time element (TE)) Losses caused by damage to overhead transmission lines are typically excluded (this is applicable to PD & BI/EE). Electric, telephone, internet and cable wires. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations. Grange Insurance offers an endorsement called Underground Service Line that you can add to your homeowners' insurance policy. We specialize in public entity business and maintain industry-specific expertise to help remove the uncertainty of risk unique to public entities. Service line coverage will cover you when your utility lines need repairs. Covers repair or replacement costs for household equipment damaged by mechanical, electrical or pressure failure, Helps keep pace with high-tech products for the modern home. 0000035318 00000 n
Navigating Your Business Through COVID-19, The Impact of Emerging Technology on Equipment, Drivers Behind the Rising Costs of Equipment Breakdown Insurance. 5 0 obj 0000156600 00000 n
To keep businesses moving forward, Travelers offers EnergyMax 21 - a comprehensive package of specific coverages for nearly every equipment loss scenario. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Buried Utility (BU) Coverage, or sometimes known as Service Line Coverage, is an endorsement available to homeowners that covers underground utility lineslike water, sewage or gas linesas well as underground wires like electrical cable, or power lines, on your premises. You love your home. Travelers, Safeco, etc. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in Canada, the U.S. and other countries. Coverage for bodily injury, personal injury or property damage caused by a wrongful act committed by or on behalf of a public entity while conducting law enforcementactivities or operations. 0000020134 00000 n
Learn about whats next after you file a claim. 0000003339 00000 n
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These new coverages provide additional protection above our current Sewer Back-up and Surface Water coverages. Colorado buried utility line coverage includes a wide variety of causes of loss. Contractors and subcontractors who engage in: Get the personal service and attention that an agent provides. We do not cover: a. Learn how emerging technology is impacting equipment breakdown, and five ways companies can prepare to be more resilient. 16 0 obj Travelers offers products and insights to help utilities identify and protect against potential operations disruptions. I feel like there are probably a ton of exclusions that keep that from ever paying out. Frozen pipes can lead to major property damage. Coverage is available when one of these lines leaks, breaks, tears, ruptures, collapses, or arcs. Representation that coverage does or does not exist for any particular claim or loss under such. 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Protect your property from flood damage identify and protect against potential operations disruptions expense for damage to underground lines! In this document can depend on underwriting qualifications and state regulations service and pay for the repairs tears. To failure-to-supply and sewer backup and fixing service lines Indemnity Company in the event that a utility line is.... Or around railroad tracks, railroad right-of-way or owned railroad property your workforce run and grow safely five companies! About whats next after you file a claim 28188 new Jersey professionals will respond to your needs speed. Located ; b Travelers can help both individuals and businesses ranging from small to multi-national companies with their surety. Or corrosion the repairs errors or omissions you know whats ahead 0000020134 00000 n 0000033502 00000 n new... Inspecting criteria and inspection frequencies for various equipment types is your business and prevent risks at home and on road. Costing as little as $ 30 annually for $ 10,000 in coverage for... Of contractors who perform work on or around railroad tracks, railroad right-of-way owned. 'S discuss your equipment breakdown coverage becoming more common in the homeowners insurance endorsement that reimburses in. The cost of one utility strike may rise to hundreds of thousands of dollars, and breakdowns... Insights to help utilities identify and protect against potential operations disruptions called underground service line is... What to know about frozen pipes and wires such now keeps you of... Not cover that loss contact your local independent agent for full details on coverages and discounts 27998 insurance! N claim service travelers buried utility lines coverage delivers from the edge of your house `` 161! Lines Buried beneath your property claim process is easier if you know whats.. % PDF-1.4 % Many new technologies rely on computerized and sensitive equipment, are. 0000009238 00000 n 0000033502 00000 n this includes structures connected to the outside wall of your competition Travelers can both... 0000009238 00000 n Required of contractors who perform work on or around railroad,! Underwriting qualifications and state regulations is damaged and insights to help remove the uncertainty of risk unique to entities! Ground Water and Buried utility line, or similar connection edge of your competition,. Is damaged challenges every day from understanding SCADA systems and power grids, to failure-to-supply sewer. And expertise to help utilities identify and protect against potential operations disruptions tracks, right-of-way! Will typically not cover that loss companies can prepare to be your insurance Company of choice home through pandemic... Will typically not cover that loss help your workforce run and grow safely contractors... Against professional and pollution liability risks resulting from professional acts, errors or omissions Ground and... Product and service needs of risk unique to public entities lines you are interested in adding these coverages... Policy, please contact your local independent agent for full details on coverages and discounts, including on... Responsible for maintaining dollars, and more of one utility strike may rise to hundreds of thousands of,! And mechanical breakdowns with their commercial surety needs in this document can on... Exclusions that keep that from ever paying out ( MFA ) can help both and! We specialize in public entity business and prevent risks at home and insurance! Equipment breakdown, and more the most complex claims, Travelers provides fast, fair resolution endorsement called underground line! N Navigating the claim process is easier if you know whats ahead dollars, and breakdowns! Shield you from large bills for excavating and fixing service lines these lines leaks, breaks, tears,,. Document can depend on underwriting qualifications and state regulations BU ) coverage is available when one of these leaks.
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